Currency Exchange for Buying Property in Spain
Fix your euro budget before the market moves
Every Spanish property is paid in euros. If your money is in pounds, dollars or another currency, the exchange rate between reservation and completion can move your budget by thousands. Your Property Concept works with Moneycorp, a currency specialist used by many buyers and businesses on the Costa del Sol, and keeps the transfer plan in step with your reservation and completion dates. We do not exchange money ourselves and never hold client funds. Moneycorp does the transfer, you decide whether to use them.
Why a currency specialist and not your bank
Better rates than the high street
Specialist brokers work on tighter margins than most banks. On a property payment the difference is real money.
A rate you can fix
Forward contracts let you lock today’s rate for a payment weeks or months away, so the euro price you agreed stays the price you pay.
Timing with the purchase
Reservation deposit, private contract and completion fall on different dates. The transfer plan follows them.
Source-of-funds ready
Spanish notaries and banks need proof of where the money comes from. The specialist knows what to prepare so completion is not delayed.
Your choice, in writing
Rate, charges, timing and where the funds are held: get it in writing before you rely on a transfer. You stay free to compare.
How the transfer fits the purchase
Currency planning from the first budget to the notary.
01
Budget in your currency
We agree the euro price range and what that means in your home currency today.
02
Introduction
With your permission we introduce the independent specialist. They complete their checks and explain the service.
03
Rate and plan
You fix or watch the rate and set the payment dates for deposit and completion.
04
Transfers
Funds move to your Spanish account or the lawyer’s client account in time for each payment.
05
Completion
The notary confirms the funds. If the completion date shifts, the plan shifts with it.
Our currency partner: Moneycorp
Moneycorp regularly helps our international clients buying in Marbella, Estepona, Benahavís and elsewhere on the Costa del Sol. They explain the process clearly, answer your questions and help you find the most suitable solution for your transfer.
VISIT MONEYCORP’S PROPERTY PAGEPart of our complete property service
Finding the right home is what brings most buyers to us. Completing the purchase with confidence is what comes next. Alongside this service we introduce mortgages and banking, independent legal support, builders and renovations, furniture and home set-up, so you have one reliable point of contact from the first viewing to moving in.
We work with buyers across the Costa del Sol, most often in Marbella, Estepona, Benahavís. See our current properties or read about the complete buying service.
Frequently asked questions
Does YPC exchange or hold client funds?
No. Any exchange or transfer is handled by the buyer’s chosen independent provider or bank.
Does YPC guarantee a better exchange rate?
No. Rates and charges change and depend on the provider and timing.
Do I have to use the introduced provider?
No. The buyer remains free to compare and choose another provider.
When should I discuss currency?
Before relying on a final euro budget or committing to payment dates. The exact timing should be coordinated with the independent provider and lawyer.
Can the provider send funds directly for completion?
The provider, lawyer, bank and notary process should confirm the permitted route, account details and timing.
Which currency specialist do you recommend?
We recommend Moneycorp, a trusted currency exchange specialist used by many buyers and businesses across Marbella, Mijas, Manilva and elsewhere on the Costa del Sol. Their team helps you transfer funds securely and efficiently when purchasing property in Spain. You remain free to compare and choose another provider.
Which currency specialist do you recommend?
We recommend Moneycorp, a trusted currency exchange specialist used by many buyers and businesses across Marbella, Mijas, Manilva and elsewhere on the Costa del Sol. Their team helps you transfer funds securely and efficiently when purchasing property in Spain. You remain free to compare and choose another provider.
Which currency specialist do you recommend?
We recommend Moneycorp, a trusted currency exchange specialist used by many buyers and businesses across Marbella, Mijas, Manilva and elsewhere on the Costa del Sol. Their team helps you transfer funds securely and efficiently when purchasing property in Spain. You remain free to compare and choose another provider.
Coordinate currency with your Costa del Sol purchase
Free Buying Guide
Costa del Sol
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